dominicrume/cantor8_kya_rails: docs/cip/DRAFT-refusal-record.md

NOT SUBMITTED. cip-0000 says to float an idea on cip-discuss before writing a full CIP, and that has not been done. This exists so the float has something behind it if anyone asks, and so the shape can be argued with early rather than after a month of writing. The thread it refers to is kept…